Northwest Suburbs, Buffalo Grove and Libertyville real estate and homes for sale in Illinois - Kimberly Jakubik, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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Kimberly Jakubik

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I am a top real estate agent and look forward to working with you! Call me with any questions! 847-707-1744.

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School Reports in Northwest Suburbs, Buffalo Grove and Libertyville, Illinois
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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What was the location for the classic silent movie scene where Harold LLoyd dangles from a huge clock high above the city?

A 
That scene from "Safety Last"was filmed at the Brockman Building, one block south of the Biltmore Hotel in Los Angeles.
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Kimberly Jakubik, REALTOR®, real estate agent and broker for Northwest Suburbs, Buffalo Grove and Libertyville, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Kimberly Jakubik
RE/MAX Experts

1125 Weiland Road
Buffalo Grove, IL. 60089
Phone: 847-707-1744
Fax: 847-634-4740
Email: kimberlyjakubik@NUMBER1EXPERT.com


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